Who we are

With over 15 years experience in helping our clients achieve their dreams of paying off their home loan.  We have over 30+ lenders on our panel and we work tirelessly to get the best outcomes for our clients.

Our Success Stories

Our Head Credit Adviser

Jon Mardell
Credit Adviser
Home Loans
1078
Happy clients
2182
Total Lending
296831557
Homes
871

Current Offers

Basic

Variable Rate 5.64% p.a. Comparison Rate 5.66% p.a.
Owner Occupied P&I Repayments
$600 Application Fee
$0 Monthly Fee
$0 Annual Fee
$100 Settlement Fee

2 Year Fixed Rate

2 Year Fixed Rate 5.79% p.a. Comparison Rate 5.99% p.a.
Owner Occupied P&I Repayments
$363 Application Fee
$0 Application Fee
$0 Annual Fee
$0 Settlement Fee

Jon was a pleasure to deal with, his experience removed the stress of dealing with any of the Banks challenges even for more complex borrowings. He responded promptly to my emails/phone calls. I have already recommended Mortgage Free to friends, and I will use Mortgage Free again in the future.

Rod W
Excellent advise and service. Will recommend anyone looking for a quality broker.
Akhil G

As a first home buyer all I can say is without the information and clarity provided by them I would be completely lost.  The rules and regulations around buying a house in Australia is not very clear and I used their help to buy my first home and I am eternally grateful for their help.  Strongly recommended to all who want to buy a property.

Pooya D

Excellent broker, got recommended by someone in the family and Jon has been prompt in responding to all the queries and concerns, telling things as they are.
Will definitely hire him again and recommend him to others.

Dev S

Jon is an excellent and trusted broker,his knowledge is great and you can rely on him if he commits to a task.we have known him for several years now and all our transactions have been smooth and efficient.

Leslie D

As a first time investor, living interstate from where my Investment Property is located and having an extremely busy work schedule would have all signs pointing to a stressful, complicated and time consuming task – but it wasn’t. Why? Because Jon and Mortgage Free were amazingly helpful, committed and efficient. I have already begun recommending Jon to others. I can’t thank him enough for making this as stress free for me as he did. I will certainly be using him again!

Ben H

Excellent broker I ever came across over last 10yrs in investing and very knowledge some, who works for clients. he was very helpful in answering queries, and understanding bank details. response time was very quick given that I am based in Adelaide and he is in Queensland. looking forward to work with him again on my future property needs.

Sandeep S

Jon came highly recommended to me by a friend and I can see why. As an Aussie living overseas I needed a little more guidance and support during the application process. Jon was always one step ahead and made the whole process as stress free and efficient as possible. I can certainly see myself teaming up with Jon for many years to come.

Kris L

I was truly amazed by the quality of service provided by Jon.  He chased up all my enquiries promptly.  His response times were world class. Most of the occasions I received his replies sooner than one would expect.  He also well understood all my questions and provided detailed answers using terms that were easily understandable for a first time mortgagee.  Highly recommended

Andras H

Outstanding! After getting referral from my colleague, I contacted Jon and he was very helpful. He explained loan type and feature very well and gave me some good advice.
Since than, I have refinance my loan and buy a Investment Property using Mortgage Free. Excellent service. Will recommend to anyone looking for quality mortgage broker.

Chirag P

Absolutely top service. Jon is the nicest guy and responds quickly every time. I’m very particular about customer service and Jon is one of the best. Highly highly recommend his company for any mortgage needs

Matt C

Jon was extremely helpful! Had a four week settlement and he worked tiresomely with myself and the bank to ensure that everything was done on time. 100% recommend!!!

Lachlan B

Nothing short of excellent. I am a busy professional and I can rely on Jon to ensure the process of re-mortgaging or new investment loans are streamlined for my complex lending needs. Very rare to get such a dedicated and dare I say it an honest, well informed broker who not only has market leading knowledge of products but has a work ethic and customer focus to match. I would not trust my lending needs to anyone else.

Shashi V

Great experience from start to finish. Jon was very thorough and efficient and we were very pleased with the end result.

Michelle C

My mortgage was not easy and Jon was very patient and just kept coming up with solutions until I was successful! Great and speedy service. Calming in a stressful situation. Will definitely recommend to friends and family.

Kathy W
Jon is a pro and made the whole process painless, smooth and efficient!
Kevin S

Jon made the whole process easy. He always responded quickly, provided updates, and made follow up calls to ensure everything was OK. Top quality service!!

Anson V

Being a young, inexperienced first home buyer, the whole process of buying a home felt quite daunting initially until I met Jon. The quality of service and professionalism displayed was phenomenal. Jon made me feel like no question was a silly question and the timely responses was quite refreshing when compared to other brokers.

Neha V

I’ve used Jon multiple times for various loans (both investor and residential) and will continue to use him in the future. I will also strongly recommend his services to anyone needing a good mortgage broker. His communication, understanding and work ethic get results every time and know I’m in good hands when I engage his services. Often obstacles come up when sourcing finance and Jon always finds way to make the process smooth and easy.

Thanks again Jon – always a pleasure!

Phil M
Excellent and professional service. Great communication throughout the process.
Jessica J

Being the first time I purchased property in Australia, Jon made everything so easy. Highly appreciate the ease, efficiency and professionalism with which everything was dealt with. Very quick to respond and very clear on everything. Very very highly recommended. Thank you Jon for everything.

Dr Doyle F

John helped me with my refinancing and has helped me save a lot of $$$ on interest, thank you to John and his team for the excellent communication and service. Will be recommending you to my colleagues

Eddie L

Brilliant service from Mortgage Free. Will recommend Jon and Mortgage Free to any one who is looking for the best deal and exceptional service. Very happy, why would you go to any other broker.

Rahul S

Let us show you how to pay off your loan sooner

Get in touch and tell us your story

Our Lenders

Adelaide Bank
Adelaide Bank
AFM
AFM
amp
amp
anz
anz
bank west
bank west
bank of melbourne
bank of melbourne
mebank
mebank
bank of queens land
bank of queens land
better choice
better choice
city bank
city bank
common-wealth-bank
common-wealth-bank
connective-home-loans
connective-home-loans
firstmac
firstmac
gateway
gateway
heritage bank
heritage bank
homeloans
homeloans
ing
ing
macquarie
macquarie
nab
nab
pepper-money
pepper-money
st george
st george
suncorp
suncorp
teachers-mutual-bank
teachers-mutual-bank
virgin-money
virgin-money
westpac
westpac
previous arrow
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Adelaide Bank
AFM
amp
anz
bank west
bank of melbourne
mebank
bank of queens land
better choice
city bank
common-wealth-bank
connective-home-loans
firstmac
gateway
heritage bank
homeloans
ing
macquarie
nab
pepper-money
st george
suncorp
teachers-mutual-bank
virgin-money
westpac
previous arrow
next arrow

Latest news

Our history

7 July 2003

We started Mortgage Broking

We started mortgage brokering helping home owners pay off their home loans sooner.

4 September 2013

Total Lending Passes $300 Million

We are proud to have surpassed $300 Million in lending, helping over 1,000 customers in their journey to paying off their home loan sooner.

7 July 2018

Our 15th birthday

Over the last 15 years we have helped thousands of customers achieve their goals to pay off their home loan sooner.